In 2019, more than 500,000 people relocated to Texas. People are attracted to Texas for countless reasons, including a booming job market, a low cost of living, and more affordable housing. Add that to the fact that there are a number of big cities to choose from, low taxes, and the warm weather, and it starts to make sense why Americans are flocking to the Lone Star State.

However, as more people move to Texas, some once-affordable cities are seeing housing prices skyrocket. In fact, the Federal Reserve Bank of Dallas says that rising Texas home prices have outpaced the rest of the country since 2011.

If you’re moving to Texas, you might be wondering where you can still benefit from a low cost of living in an economically growing place.

Are you wondering where the cheapest place to live in Texas is? Let’s take a look at some of the cities where housing and life’s necessities won’t cost you an arm and a leg.

Odessa

Where is the cheapest place to live in Texas? The answer might just be situated in western Texas just an hour from the New Mexico border.

Founded in 1881, Odessa, Texas didn’t really start flourishing until oil was discovered there in the 1920s. Before we jump in, let’s take a look at some of the basics:

• Population: 123,334
• Median household income: $63,847
• Median home sale price: $237,835 as of August 2021
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $671

The city of Odessa has a pretty quiet vibe these days as it is primarily a bedroom community. However, there are a number of different attractions that can keep you busy. In Odessa, you can find an art museum, indoor ice-skating, theaters, department stores, and more.

There are several colleges and universities in the city. That means that it won’t be too hard to find a diner or a watering hole to quench your thirst.

(Thinking about getting a pool for those hot summer days? Learn more about whether or not it will boost your home value in this article.)

Midland

Midland, Texas was also established in 1881. With oil booms and busts over the decades, there have been a lot of ups and downs in this community. However, it continuously ranks as one of the most affordable places to live in Texas as well as one of the best places.

• Population: 146,038
• Median household income: $79,329
• Median home sale price: $265,450 as of August 2021
• Cost of living: More expensive than the average Texas cost of living and cheaper than the average US cost of living
• Median 2-bedroom apartment rent: $848

People are motivated to move to Midland because of the reasonable cost of living in the job opportunities in petroleum. It also is a family-friendly city. With a median age of 32, the vibe is relatively young here.

Midland College is also located in the city. This attracts college students in part due to the applied technology degree offered as well as the professional pilot training program.

The most significant opportunities economically are in oil and gas. Big employers also include healthcare, retail, construction, and education.

You might find that you have more disposable income if you move to Midland. People here love sports even though there aren’t any major league teams. There are also a number of cultural stops including the Museum of the Southwest, the Midland Odessa Symphony and Chorale, and the Midland Community Theatre.

Amarillo

Amarillo was one of the world’s busiest cattle shipping points in the late 19th century. When natural gas was discovered in 1918, however, that’s when things really took off.

• Population: 199,371
• Median household income: $52,725
• Median home sale price: $650,000
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $878

There is quite a bit of urban and economic development occurring in Amarillo. There are new multi-use buildings and hotels popping up, along with the development of the entertainment and dining district downtown.

This city has been attracting young professionals and millennials and has a median age of 34. With both a strong job market and a reasonable cost of living, Amarillo is an appealing option for many.

Some of the largest employers around the city are in food processing, energy, manufacturing, and health services. There are also a lot of outdoor recreation opportunities not far from Amarillo, with the Palo Duro Canyon State Park not far away. Many people are drawn to the mix of historic and modern you can find here.

(Wondering if you should sell or rent your home? Take a look at this article to learn more.)

Richmond

Richmond is actually a master-planned community in the Houston-metro area, and one of the most successful ones at that. Located centrally about 30 miles from Houston and 50 miles from the Gulf coast, this is a great spot to get the best of both worlds.

• Population: 12,578
• Median household income: $43,071
• Median home sale price: $412,495
• Cost of living: More expensive than the average Texas cost of living and cheaper than the average US cost of living
• Median 2-bedroom apartment rent: $889

Career climbers and millennials are common in Richmond, with the median age falling at 34. There are also a number of colleges nearby, creating a substantial population of students in the area.

As far as big employers go, Richmond is a central stomping ground for a number of major industries because of both roadways and rail lines. Locals can work in government, manufacturing, retail, construction, and healthcare.

It is predicted that job growth in Richmond will grow past the national average in the next decade.

Lubbock

Founded in 1876, the railroad that was built soon after its founding brought more activity to Lubbock. The nickname of the city is “Hub City” because it was the educational and economic center of the region.

• Population: 258,862
• Median household income: $50,453
• Median home sale price: $235,950
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $894

The city is a welcoming environment for millennial’s, families, and recent college grads with a median age of 30. As one of the cheapest places in Texas to live, it also has a rising job market. The significant industries in the area include education, agribusiness, health services, food processing, manufacturing, and information technology.

This is also a great place for academic staff and professors as there is a long list of colleges in the area.

(Wondering how to sell your house while you’re still living in it? Take a look at this guide.)

College Station

Settled in 1860, College Station now holds Texas A&M University’s main campus. The university is a Land, Sea, and Space Grant institution, with projects that are funded by a number of institutions including NASA.

• Population: 117,911
• Median household income: $45,820
• Median home sale price: $399,900
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $925

The median age of College Station is 23. As you might imagine from this information and from the city’s name, the primary occupants are college students and recent graduates. There are also many millennials and families who enjoy living in College Station because of its college town vibe and new job opportunities.

Killeen

Killeen was a vital shipping point for wool, cotton, and grain in the city’s early days. Once Fort Hood was established in Killeen, it quickly became a military town that has a number of supporting service businesses.

• Population: 151,666
• Median household income: $49,630
• Median home sale price: $214,440
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $945

The median age in Killeen is 29, with young professionals, families, and students living in the area. Newcomers are arriving to Killeen because of the growing job market here. Some of the industries in the Killeen-Temple-Fort Hood area are materials manufacturing, aerospace and aviation, and financial services.

There are opportunities for civilian workers in addition to military personnel here.

El Paso

This multicultural western Texas city has a large Hispanic population. Situated right across from Ciudad Juarez along the Rio Grande, El Paso is the largest U.S. city on the border with Mexico.

• Population: 681,728
• Median household income: $47,568
• Median home sale price: $254,500
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $962

If you’re looking for one of the most affordable places to live in Texas and you also want year-round sunny weather, El Paso might be a good choice for you. The median age here is 33, and the city is considered to be family-friendly.

There is a strong job market in El Paso, though the city isn’t growing as fast as some of the other cities in Texas. There are more than 70 Fortune 500 companies that have offices located in El Paso. There are also business opportunities in manufacturing, retail, military, food products, financial services, and logistics.

Since El Paso is located right along the foothills of the Franklin Mountains, this is also a city with a lot of potential for outdoor enthusiasts.

Waco

Founded in 1849, Waco was occupied by Native Americans for thousands of years before being settled by European settlers. It is probably best known for being home to Baylor University but it also has a long military history with the 1949 opening of the Waco Army Airfield.

• Population: 139,236
• Median household income: $40,190
• Median home sale price: $509,900
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $1006

Many of the locals in Waco live in rental properties or apartments. Newcomers looking for a low cost of living city are attracted to Waco in order to work new jobs, raise families, or attend Baylor University.

The median age here is 29 years old. It is predicted that job growth will rise by more than 38% in the next decade. Some of the most prominent industries in the area are health care, professional and financial services, supply chain management, aerospace and defense, and advanced manufacturing.

Temple

Initially founded in 1881 as a railroad town, Temple boomed during the 1920s. Even though Temple is known for its railroad and industry, it’s also known as Texas’ Wildflower Capitol.

• Population: 78,439
• Median household income: $54,873
• Median home sale price: $286,900
• Cost of living: Less expensive than the average Texas cost of living and the average US cost of living
• Median 2-bedroom apartment rent: $1022

If you’re looking for a balance between city bustle and family-friendly, you might want to look into Temple. The city attracts college students, families, and millennials with a median age of 34.

Temple boasts a relatively low unemployment rate and has diverse employment opportunities.

The Cheapest Place to Live in Texas: Is It Time For You to Move?

If you’re looking for the cheapest place to live in Texas, you’ll obviously have to make sure that there are job opportunities for you to be able to make a living. That being said, one of the reasons that Texas has been such a popular location is because it offers economic opportunities without east and west coast city prices.

Are you ready to sell your home but don’t want to deal with the headaches of the traditional home selling process? If that’s the case, you might want to consider selling your home to an iBuyer. The process is fast, simple, and hassle-free.

Wondering how much an iBuyer would buy your home for? You can get a free home valuation here!

The post Cheapest Places To Live in Texas appeared first on iBuyer Blog.

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When you think about moving to Florida, what comes to mind?

While it may initially be retirees—the truth is, there is something for everyone in the Sunshine State. Of course, there are more expensive locations like Miami where real estate prices can go through the roof. But this is not the case for the entirety of the state.

Plus, there are additional considerations that contribute to the most affordable places to live in Florida. One of the most notable factors is the lack of income tax.

Compared to the national average of 4.6%, these savings can really add up. Additionally, the state’s property taxes come in quite low with an average effective rate of .83% of property value.  

Given the beautiful landscapes, tourism scene, and strong job market—this results in a strong case to make a move to our southernmost state. With these things in mind, Florida is one of the more affordable states in the US, making it a great option to relocate no matter what stage you are in your life.

For a complete breakdown of the most affordable places to live in Florida—read on below!

Daytona Beach

Originally, Daytona Beach was a citrus and sugar cane plantation—later turned into a hotel town.

Following the construction of St. Johns & Halifax River Railway, the town began to truly flourish. Ultimately, the terrain of the area began to attract car and motorcycle racers in the early 1900s.

By the mid-1930s, the Daytona Beach Road Course began its storied history of stock car racing. Fast-forward nearly a century—and Daytona Beach is famous for its NASCAR racing events at Daytona International Speedway.

Current day, the area is well-known for its sunny beaches and waterfront lifestyle. Plus, Daytona Beach has garnered the nickname of “World’s Best Beach” attracting large scores of tourists and new residents annually.

Additionally, Tomoka State Park and the city’s Museum of Arts & Sciences draws in thousands of visitors every year. The Daytona Beach Boardwalk, complete with rides, games, and other attractions, provides entertainment for the whole family.

College students also make up a chunk of Daytona Beach’s population, studying at:

• Daytona State College
• Daytona College
• Bethune-Cooking University
• Embry-Riddle Aeronautical University

As for work, Daytona International Speedway presents a major employer. There are also various other employers with a focus on manufacturing, aviation, aerospace, and logistics.

Plus, with so much emphasis on its beachfront community, there are a host of hospitality careers in local hotels and restaurants, as well.

Even given all of the above attractions, don’t let the city’s high-rise condos fool you—this is one of the cheapest areas to live in Florida.

Size and Population

Daytona Beach sits on 68.17 square miles, with a population of around 70,000 people. The median age is just 40.6 years old—making it a great location for young professionals and remote workers to grow their careers.

Median Household Income

The median household income of this area sits at roughly $36,000 per year. In 2020, the national average was $67,521.

Median Sale Price

In August 2021, Daytona Beach’s median home listing price was $220,000, with a median sale price of $200,000. This averages out to an average listing price of $183 per square foot.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in this city is $1,059. For reference, the median rent in the state of Florida as a whole is $1,175.

Tallahassee

Despite Tallahassee’s status as the capital of Florida—it is one of the most inexpensive places to live throughout the city. It is the hilliest region in the state, with historic tree-lined streets leading to plantation homes.

Of course, this area is notable for its heavy college presence. In this area, you can find 80,000 students attending Florida State University and Florida A&M University. For younger students, there are 78 public and 37 private and charter schools within the city’s limits.

Additionally, landmarks include the state capitol, the Supreme Court of Florida, and the Florida Governor’s Mansion. The city continues to grow at a rapid pace, with new construction and apartment complex designs constantly popping up.

Between the major educational institutions and governmental presence, there are countless jobs continuing to sprout. Other major industries within the city include:

• Government
• Trade
• Transportation
• Utilities
• Health services
• Leisure
• Hospitality

For those looking to step out of the city scene, there are plenty of natural areas to enjoy. For local residents and visitors alike, Lake Jackson Mounds Archaeological State Park and the St. Marks Lighthouse are must-sees.

The Tallahassee Antique Car Museum is sure to impress, as well.

Size and Population

The population of Tallahassee is roughly 195,000 over 103.1 square miles.

This includes the high student count, as well as thousands of government workers at the state and federal levels. Young professionals looking to grow their careers also call this city home in high numbers.

Median Household Income

The median household income in this city is $45,734. Unemployment in the city is lower than the national average, boosting this figure higher than some of its other in-state counterparts.

Median Sale Price

The median listing price in Tallahassee came out to $250,000 in August 2021. This results in a median price per square foot of $158. Ultimately—the median Tallahassee home sold price was $222,000.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in Tallahassee is $1,137. This is a key factor to highlight, considering the high level of students and other short-term renters in the area.

Winter Haven

Similar to Daytona Beach, the growth of Winter Haven, Florida is largely due to the arrival of the railroad. This occurred in this area during the 1860s, leading to the rise of citrus groves and a canning factory in the area. The grocery store giant Publix was also born in Winter Haven.

In the 1950s, the area gained notoriety for its Cypress Gardens, complete with a botanical display and water skiing shows. Though the park closed, it later became the site of Legoland Florida in 2011.

Furthermore, Winter Haven is just 46 miles outside of Orlando—making transportation and family-friendly excursions a breeze.

There is also an educational presence within the city, thanks to Polk State College. Southeastern University and Florida Southern College are nearby, as well.

In terms of industry, Winter Haven hosts various key logistics and distribution, tourism, and software and IT companies. Also big in the region is agribusiness—including research, technology, and processing. BayCare Health System is another major employer in the area.

Given its location almost halfway between both Floridian coasts, Winter Haven is not a beachfront community.

Instead, it is dotted with various lakes including Lake Howard, Lake Martha, and Lake Eloise. This makes activities like fishing and water skiing big in the community.

Size and Population

There are nearly 45,000 people that call Winter Haven home. This stretches over an area of just 41 square miles.

Median Household Income

The median household income for Winter Haven is just about $46,700. Compare this to the national average of $67,521 in 2020.

Median Sale Price

In August 2021, Winter Haven’s median sale price was $242,500. This is just shy of the median listing price of $255,000, averaging out to the median listing price per square foot of $152.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in this area is $1,145. This falls just below the state average in Florida.

Jacksonville

Jacksonville is the most populous city in Florida—and for good reason. It is the largest city by area in the continental US and boasts one of the lowest costs of living around.

Historically, Jacksonville served as a crucial supply point for the Floridian Confederate troops during the Civil War. Specifically, it was key for hogs and cattle as they moved through Florida.

As the country moved through Reconstruction and the Gilded Age, this city began to grow into a resort town. It became a celebrity hotspot, with wealthy visitors arriving left and right via steamboat or railroad.

Current day, Jacksonville remains a major hub in the state for business entrepreneurs and executives alike. Especially given the mix of the affordable cost of living with modern amenities, many families enjoy calling this city home.

There are also multiple military bases and facilities here, including:

• Naval Air Station Jacksonville
• Naval Station Mayport
• Blunt Island Command

There is also plenty of military personnel with the Florida Air National Guard and the US Coast Guard working in the city. Plus—there is the Naval Submarine Base Kings Bay sitting just north of the city, barely over the Georgia border.

Given the heavy military and business presence, there is quite a high sense of opportunity within the city. Some of the most notable industries are:

• Manufacturing
• Aviation
• Aerospace
• Finance
• Insurance
• IT
• Life sciences
• Logistics
• Distribution

Jacksonville further cements its family-friendly reputation with attractions like the Cummer Museum of Art and Gardens, as well as the Jacksonville Zoo and Gardens. Also on the list are outdoor attractions including Big Talbot Island with its beaches and bike paths.

Most notably, the city is renowned for its expansive park system. The city boasts 80,000 acres of urban parks—including seven state parks and two national parks.

Size and Population

Jacksonville spans out over 875 square miles—more than 15 times the area of Miami, for reference. The city is home to over 911,000 residents.

Median Household Income

Jacksonville’s median household income is $54,701. This is just about in line with the state median income of $55,660.

Median Sale Price

In August 2021, Jacksonville’s median listing home price was $263,000. This computes to a median listing home price of $163 per square foot.

Ultimately, the median home sold price in the city was $270,000 during this time—higher than the listing price, for the first time on this list.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in Jacksonville is $1,183. However, there are also many military families that benefit from reduced-cost government housing options.

Lakeland

Keeping on theme with various other low-cost Floridian cities, the city of Lakeland began to develop as railroad lines expanded into the area in the 1870s. The city continues to honor its historic ties—given its collection of Frank Lloyd Wright architecture and the renowned Historic and Antiques district.

Location-wise, Lakeland is perfectly situated between Tampa and Orlando. This provides for a stable job market and flexibility for professionals and busy families alike.

Given its name, there are 38 lakes within the city limits. There are various other nature-lover must-sees, including Hollis Garden, Safari Wilderness, and Circle B Bar Reserve.

Furthermore, the affordability of the area complimented by its outdoor beauty and laid-back atmosphere attracts college students from all over at Florida Southern College and Southeastern University.

Major industries in the city focus on:

• Manufacturing
• Distribution
• Healthcare
• Tourism

For additional family-friendly stops for tourists or new residents, check out The Polk Museum.

Size and Population

Lakeland has a population of just over 112,000 people. The city spans over 75 square miles.

Median Household Income

The median household income in this city is $47,511. Given its location between the larger cities of Tampa and Orlando, there is opportunity available for this figure to grow in the coming years.

Median Sale Price

Real estate prices are slightly higher in this city, with the median listing home price during August 2021 coming out to $288,500. This comes out to a median listing price per square foot of $168. Comparatively, the median home sold price came out slightly higher at $290,000.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in Lakeland is $1,207. This is slightly higher than others found on this list.

Gainesville

When you think of Gainesville, one of the first things to typically come to mind is the University of Florida. The school was established in 1854, making it the state’s oldest university (as well as largest).

In addition to the educational aspect, the University of Florida also serves as a major employer in the city. Other key employment industries include agriculture, oil and gas, construction, manufacturing, and hospitality.

Given its large identity as a college town, craft breweries and live music are dotted all over the city. But that is not to say fine dining or cocktail bars are hard to find!

Though the University of Florida contributes a huge part to the city’s culture, there are plenty of other attractions for both residents and visitors, as well. This includes state parks as well as 100 miles of biking and hiking trails for outdoor enthusiasts.

In terms of museums, you can’t go wrong with a stop at the Florida Museum of Natural History or the Harn Museum of Art. Gainesville also remains family-friendly with quality schools and a tight-knit community throughout.

Size and Population

Gainesville has a population of 134,000. This is spread out over 62.24 square miles.

Median Household Income

The median household income is $37,264. While this is slightly lower than others on this list, it’s important to note the focus on education in the city—meaning some residents may be working part-time to focus on other pursuits.

Median Sale Price

Gainesville’s median sale price of August 2021 was $245,000. This is slightly less than the median listing price of $250,000—coming out to $163 per square foot.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in Gainesville is $1,211. This is slightly higher than others on the list, though there is an increased demand for short-term rentals due to the high student population.

Cape Coral

Unlike the other cities mentioned thus far, Cape Coral is quite a young city as it did make a name for itself until 1957. It popped up after major developers Leonard and Jack Rosen flew over the area and developed a master-planned community.

Since that time, the city has considerably expanded. As “The Cape” grew, celebrities and other wealthy visitors flocked to the public yacht club, golf course, and shopping centers. The 400 miles of canals did not hurt, either.

In its present form, the city has taken off into a diverse and multicultural city. It has a large presence of young adults, with opportunities mainly in industries including:

• Healthcare
• Social assistance
• Retail trade
• Construction

Rental properties reign supreme throughout the community, thanks to its youthful population and charming vibe sure to attract many newcomers. There are many investment duplexes and multi-family homes continuing to pop up. Snowbirds and retirees compliment the young demographic, as well, occupying many of the waterfront homes in Cape Coral.

Families are welcome in this community, as well. There is plenty of beach access and tucked-away fishing spots. Furthermore, the Sun Splash Family Waterpark and the Harbour View Gallery provide entertainment for all.

Size and Population

Despite its relative infancy as a city, the population of Cape Coral is almost 195,000 people. This population spans over a large city area of 119.4 square miles.

A majority of this population is on the younger side—with the largest age bracket spanning from 25 to 44 years old.

Median Household Income

The median household income of this area is just about $61,600. This is notably higher than most of the other cities on this list.

Median Sale Price

The higher median household income within the community is definitely reflected in the real estate of the area. The median listing home price was $370,000 in August 2021. This comes out to a median listing home price of $214 per square foot.

Furthermore, the median listing home sale price was $345,000. However, it is important to again restate the prevalence of rental and investment properties in the area. While it’s true these may require a higher sale price upfront—many of these properties are posed to bring in significant income.

Median Rent for a Two-Bedroom Apartment

Despite the higher median household income in Cape Coral, the price of rentals does not rise very much. The median rent for a two-bedroom apartment in the city is $1,230.

Pensacola

Pensacola is a historic city within Florida and the United States overall. It was written into history books in 1559 when it became the first Spanish settlement site within the contiguous US.

Eventually, Pensacola earned the nickname “The City of Five Flags,” referring to the five governments that ruled the city at some time in its rich history. These five are:

1. Spain
2. France
3. Great Britain
4. The United States of America
5. The Confederate States of America

Another nickname for the city is “The Cradle of Naval Aviation,” after the Naval Air Station Pensacola became the country’s first naval station to be commissioned in 1914.

Other military bases in the area include:

• Naval Training Center
• Eglin Air Force Base
• Corry Station Naval
• Naval Technical Training Center
• Air Station Whiting Field

With so much government activity, military and defense contractors make up the heart of the industry in this region. Outside of this, the healthcare, education, and construction job markets continue to boom.

Given Pensacola’s military presence, there is a constant influx of newcomers transferring in. But additionally, younger crowds and families alike flock to the area for its laid-back lifestyle and quality schools.

The tourism industry also plays a hand in the local economy, mostly centered around the eight-mile stretch of shoreline along the Santa Rosa barrier island.

Size and Population

The city is populated by roughly 53,000 people. On the smaller side of this list, Pensacola spans just 41 square miles.

Median Household Income

Pensacola’s median household income is $50,493. This is slightly lower than the state figure of $55,660.

Median Sale Price

In August 2021, the median listing home price was $250,000. This computes a median listing home price per square foot of $147.

When it comes to actual sales figures, the number drops a bit—with the median home sold price of $207,500.

Median Rent for a Two-Bedroom Apartment

The median rent for a two-bedroom apartment in Pensacola is $1,252. Again—being a major military town, there may be other options for lower-cost housing for these individuals.

Now That You’re Familiar With Some of the Most Affordable Places to Live in Florida…

While this guide has covered eight of the most affordable places to live in Florida, it is just a starting place to find the right location for you.

With that said—if you are ready to make the move to one of these cheap places to live in Florida, don’t let your current home hold you back. You can easily submit your property for a no-obligation assessment.

Submit your address today for a cash offer in minutes, so you can take the plunge in one of these most affordable cities in Florida!

The post The Most Affordable Places to Live in Florida appeared first on iBuyer Blog.

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Thinking of buying a new home? If you’re considering purchasing a home that has a septic system instead of a sewer, you need to understand how septic systems work and how to maintain them.

Neglected septic tanks can create major pumping issues inside and outside your home. The best thing to do is get a septic tank inspection before you purchase a home.

How much is a septic tank inspection? It doesn’t cost as much as you’d think. In fact, it’s a pittance compared to the cost of replacing a septic system.

When Do You Need a Septic Tank Inspection?

The most obvious time to get a septic tank inspection is when you have plumbing issues. You’ll know you’ve got an issue with your septic tank if you notice a pungent smell coming from your plumbing system.

Another indicator of septic distress is backed-up waste in your toilets, sinks, and showers. You should also be on the lookout for water pooling in your yard and spongy bright green grass growing over the leach field.

Other times you might need a septic tank inspection include:

• When selling your home
• When buying a new home
• When planning new construction on your property
• When the local board of health asks you to

Ideally, you should get a septic tank inspection every few years and perform regular maintenance. This will help you avoid major septic problems.

Experts recommend getting a septic tank inspection every one to three years. If you have a larger septic tank, house, or family, the more often you get your septic system inspected the better. 

Septic Inspections for Home Transactions

When a home transaction occurs, a septic inspection is often mandatory within a certain time frame. In some circumstances, a septic inspection isn’t necessary when the homeowner has had one done in the last two years.

Keep in mind that septic tank inspection requirements vary between states, cities, and counties. You can learn more about the requirements by consulting with your local real estate agent.

When buying a new home, your mortgage lender might request that you get a septic tank inspection. This is usually a good idea and can save you from getting an unfortunate surprise later in the homebuying process.

When buying or selling a home, septic inspections are usually required at the time of the contract. It can happen anytime before the closing. However, it’s always a good idea to get it done sooner than later.

If there are any issues, doing the inspection sooner gives the buyer and seller time to negotiate.

Some sellers choose to do a septic pre-inspection before selling a home. This gives the seller time to make the necessary repairs if they choose to do so.

Disclosing issues on the home report for buyers is always a good move. It shows honesty and integrity.

It also saves you the time and stress of dealing with surprise issues that come up later on in the home selling process. Often these types of issues can affect the closing costs.

Before New Construction

If you have any plans to start a new construction project on your property, getting a septic inspection will help you determine where it is safe to build.

You’ll also find out whether you need to upgrade to a larger tank to accommodate the amount of waste your household produces.

When the Local Health Board Asks

In some situations, the local board of health may also request a septic inspection. This may happen if they get complaints about your septic system or otherwise suspect there may be an issue.

What Happens During a Septic Tank Inspection?

During a septic tank inspection, a septic expert will assess the condition of your septic tank and check for any issues. The most common things to check are the size of the tank, leakage, sludge level, and the drainage field.

Checking for leaks is very important. Leaks can cause your system to malfunction and create a very big mess. Your septic professional will check the water level inside the tank.

They will also check for tree roots, broken pipes, and anything else that might be clogging your system.

While they’re inspecting the tank, the septic expert will also make sure the sludge level does not exceed one-third of the contents of the tank. They will also check that the size of your tank is adequate for the size of your home.

If your septic tank is too small for the use it gets, the expert may recommend you get it pumped more than the standard amount every three to five years.

Next, the expert will assess the flow of wastewater to the drainage field. If it doesn’t appear that the water moving toward the drainage or leach field is flowing properly, they will recommend a repair.

Finally, the septic professional will check whether your septic system is installed the proper distance away from any bodies of water. It is crucial that septic systems are not allowed to contaminate the local groundwater supply.

How Long Does a Septic Tank Inspection Take?

A septic system inspection should take about two hours. It can take longer if you have a larger tank, a longer yard, or if any other issues that come up during the inspection.

Whether you’re a homeowner or a home buyer, it’s a good idea to tag along and observe the inspection. You’ll learn a lot of important information about proper septic maintenance.

What Does a Septic Tank Inspection Cost?

The average cost of a septic tank inspection varies depending on the purpose of the inspection and the type of inspection. The cost can range from anywhere from $100 to $900.

The most basic type of inspection is a visual check-up. This will usually cost between $100 and $200. It includes a dye test to check for leaks and pressure as well as a visual inspection of the septic system.

The next step up is a basic check-up. This will cost between $200 and $300. It includes a visual inspection, simple system tests, and measuring the sludge and scum layers of your septic tank.

A basic check-up should also include excavation to provide access to the ports in the event your septic system doesn’t have risers.

A full-check up will cost between $300 and $600. It is the most in-depth type of septic inspection. A full check-up includes a visual inspection, simple tests, and excavation.

It will also include pumping and measuring to determine you are on the correct pumping schedule.

Keep in mind that the cost of a septic inspection when buying or selling a home will average $250 to $500 depending on what is required.

When there is a problem the inspector can’t easily identify they made need to snake a camera into the tank. That can incur an added cost of $250 to $900.

Some septic tank inspectors may charge extra for excavation. Make sure to check whether it is covered in the cost of the inspection. The size of your tank can also affect the cost of the inspection.

What Makes Septic Tanks Fail Inspection?

The majority of septic systems fail inspection because they haven’t been properly maintained. In other circumstances, the cause might be a design flaw. But most often the system has just been neglected by the owner.

It is important to perform regular septic maintenance like pumping and inspections to keep your tank in good condition.

Other reasons septic systems fail can have to do with inadequate soil, excessive sloping on the property, and high groundwater tables. These circumstances can lead to mechanical problems and contamination.

Who Can Do a Routine Inspection For a Septic System?

Septic tank inspections are a common add-on during a home inspection when you are preparing to buy or sell a house. It’s always a good idea to use an experienced inspection service or a certified inspection company.

You don’t want to cut corners when it comes to the condition of your home septic system.

It’s also not a great idea to try to do the septic inspection yourself, though some sellers will try to. You won’t be able to do a thorough inspection, plus it risks the integrity of your system.

How Often Should You Conduct Septic System Maintenance?

The cost of replacing a septic tank is enormous. It is a huge and expensive job costing between $3000 and $9000.

Septic replacement involves emptying the system, excavating it, removing it, and disposing of it. So, it’s best to try to avoid having to replace your entire system.

The best way to avoid septic replacement is to conduct regular septic inspections and get it pumped on schedule. The average cost to pump a septic tank is $400 and it should be done every three to five years.

Pumping a septic tank means removing all of the liquid waste from the system. In some cases, it is possible to get your tank pumped and inspected at the same time. Always do the inspection before pumping.

Additional Septic Maintenance Tips

If you get your septic tank pumped and inspected as recommended, you will avoid the most common septic tank problems.

Other ways to avoid major septic system maintenance and repairs include avoiding the use of chemical products to unclog drains. Chemicals kill important bacteria in your septic tank that break down waste.

You also need to be mindful of what you put down your garbage disposal. Septic tanks can’t handle coffee grounds, eggshells, cooking grease, or medications.

Finally, incorporate septic treatment products regularly. They help to promote good bacteria and enzymes your system requires.

Conclusion

Getting a septic tank inspection before buying a home is a great way to avoid any surprise problems and expenses after closing. As the owner of a septic system, it is important to practice proper septic maintenance.

Selling your home? Get an immediate home value estimate right now without the hassle of involving a real estate agent or appraiser!

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Buying your dream home can be no easy feat, and may even require you to place an offer on the home before you’ve sold yours. There’s no one who likes to be paying two mortgages at once, and when you’re stuck with your old home while trying to buy a better home for you and your family, you naturally want to find an option that can get you the best of both worlds.

You may be surprised on knowing that you’re not the only homeowner who’s in this dilemma and that there’s a solution that can guarantee you a fail-safe in case things don’t work out how you expect. A contingency clause can be included by your realtor when placing an offer on your dream home to ensure that you’re not left paying two mortgages while living in only one home.

What Does a Contingency Clause Mean?

When you’ve found your dream home and need to place an offer straight away, some thought needs to be given to what will happen to your existing residence. For those who want to purchase a house but only if your current home sells first, inserting a contingency clause in their offer is ideal.

With a contingency clause, if your offer for the potential home is accepted, you have the liberty of backing out of buying the home if your current home doesn’t sell first. This can help you shirk off from paying two mortgages for two different properties.

It ensures that the sale for your dream home only goes forward with you as the buyer when you’ve sold your home to someone. However, be aware that your home buyer can also back out of their offer on your home if they have a contingency clause in their offer as well.

If you’re unable to find the ideal buyer for your current property within the stipulated period mentioned in the contingency clause, the whole deal can fall through.

Kick-Out Clause from Home Sellers

Your contingency clause can protect your potential home from being sold to anyone else as the seller cannot keep the home listed on the market. When you are making an offer on a house contingent to selling yours, your seller could also choose to include a Kick-out Clause for their benefit too.

A kick-out clause stipulates that your home seller can sell the home to someone else willing to buy the property without a contingency clause. The seller will give you notice of the same, and then you can decide whether to immediately buy the home or let it go.

Know What You’re Looking for and What You Need

If you’ve decided to sell your current home in favor of another location that is more ideal for your requirements and family, it’s imperative to find your dream home as quickly as possible.

When you’re living in a competitive and desirable location, your home could be sold as soon as you put it on the market and you would need to find your next home within a small period.

From neighborhood to home design, you should have discussed all details with your realtor (if you’re using one) or know all of them yourself before you begin your home search. It can make the process quicker and more efficient.

Think About Potential Taxes

Buying and selling a home within a short span can make you liable to pay different taxes depending on which state you are in. All states require you to pay Capital Gains Tax (if you qualify for it).

Depending on how long you have lived in your home, you may have to factor in the costs that will be going towards taxes before you start looking into how to buy a house contingent on selling yours.

Picking the Ideal Closing Date

Many times, when you’re in the process of buying a home and selling a home simultaneously, it can become hectic and you may have to move out before your move into your new home.

To prevent a situation where you’re left without a residence for an extended period, choose a closing date on your current residence for at least a week longer than the day you are planning to relocate to your next home.

If you’re planning on choosing to sell your home and then looking for your dream home, consider extending the settlement date a bit further down the line. Your contingency clause on your offer for your dream home will be readily accepted by home sellers if they’re already aware that you’re currently in the process of transferring your property to another buyer.

Lease your Existing Home

If you’ve already sold your home before finding your next home, or the offer on your potential home has fallen through, you could consider leasing your current residence from your buyer.

Your buyer will most likely only agree to lease you the residence if they aren’t planning on moving in anytime soon or are flexible about their moving dates. When you lease your current residence, it can save you from paying two mortgages while still having a place to stay.

If you haven’t found your next home yet, make sure to rent your current residence for the ideal time it would take for you to close on a house. If you’ve already closed on a home but are waiting to move it, you could lease your current residence for a week more than your expected move-out date.

Have Alternate Options

If you’ve found your ideal home but can’t find any sellers for your current residence, there’s no reason to fret. You can real estate buyers online in multiple states that will give you a fair valuation of your home without conducting multiple inspections. You can take your current home off your hands in a matter of a few hours with no hassle.

You can also choose to competitively price your home to offload it quickly into the market. To determine a competitive price, you would need to have a thorough knowledge of your neighborhood and home estate prices in the surrounding areas.

Being aggressive about your selling your home by using tactics like staging, renovations, and so on can send a signal to your sellers that you’re serious about selling your home.

If you’re stuck in the opposite situation, where you’ve sold your home but have no place to move into, it’s better to think beforehand about temporary accommodation or a leaseback agreement with your potential buyers before you start on the contingency process.

Making an Appealing Offer

You may find that home sellers are reluctant to accept offers when they feature a contingency clause. It may be because real estate is competitive in the area, or they may have several other options to explore rather than settling for yours.

You have to ensure that your offer to buy your dream home is attractive enough to make the sellers wait for your home to sell. This can include placing an offer higher than their asking price, letting the sellers decide on a closing date, paying a higher upfront deposit for the home, among many other options.

In a competitive real estate market, you have to stand out from other buyers by putting a personal touch on the buying experience too. You can explain your situation to your sellers, who may be understanding and willing to wait for your home to sell without requiring additional benefits.

Work with An Experienced Realtor

Having an expert along with you while you’re in the stressful period of selling your current home and simultaneously buying another can save effort and unnecessary hassle. An experienced realtor will help you stage your home and make it more appealing so it can be sold earlier while showing you ideal homes for your requirements.

Since your realtor will also negotiate with both buyers for your current home and sellers for your potential home, it’s important to find an expert.

Buy Your Dream Home Contingent on Selling Your Existing Home with No Problems

More than 60% of homebuyers have already brought their first home and are looking to resettle or upgrade from their current residence. Many buyers, depending on the area, may have an advantage when it comes to including contingency clauses in their offers, because home sellers may be using the same technique to find their next home.

If your home has already been on the market before you have placed an offer on your next home, sellers may be curious to know how long your home has been on the market. For homes that have been on the market for more than 6 months and show no signs of selling, sellers may be less willing to accept the offers from their homeowners.

Protect yourself from unnecessary financial loss by paying for two mortgages simultaneously when you opt to have a contingency clause included in your buying offer.

If you have found your dream home and your seller isn’t willing to wait for your home to sell, you could always entrust real estate buyers to quote a fair price, allow leasebacks, and even give you a choice on your moving out day for a hassle-free experience.

While having a contingency clause can lessen the costs of buying a new home, you will need to conduct thorough home inspections by experts to ensure that you don’t have to pay for expensive repairs or renovations in the future after you move in the home.

Need to Get an Instant Quotation on Your Existing Home? Get in Touch With Real Estate Buyers You Can Trust

You may have to wait days, or even months to get attractive offers for your current home from buyers. You can miss out on your dream home with purchase contingencies that take a lot of time to fulfill. With iBuyer, selling your home instantly has never been easier.

You can get an instant home valuation to find out a close estimate to how much your home is worth and even get an instant offer from iBuyer if you’re short on time. There’s no need to clean or repair your home for you to get instant cash on your current home sale! Call an iBuyer Specialist at 866-655-1802 for an instant valuation!

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If you know anything about California, you know that it’s one of the most expensive places to live in the entire United States. This is particularly true in areas like San Diego, Los Angeles, and San Francisco, where residents regularly pay over $600,000 to live in small houses with small yards. 

But just because many parts of California are expensive doesn’t mean that they all are. There are cheap places to live in California, and they’re not all out in the boonies either. 

Curious as to the best and most affordable places to live in California? Where is the most affordable place to live in California, you ask? These are the cheapest places to live in California. 

Eureka, CA

Located in northern California, about 270 miles north of San Francisco and about 150 miles south of Oregon’s southern border, Eureka is a coastal city that’s just as beautiful as any California city you’ll find south of it. Much smaller in population than those other cities, it’s home to around 27,000 people. 

The median listing home price in Eureka is around $390,000, a small price to pay compared to the prices in many other California cities. Offering a variety of single-family homes, multiple-family homes, and condos, it has a little something for everyone. 

But you might be wondering: what does Eureka have to offer? Why would you want to live there? 

Well, for one, it’s right on the ocean, sitting next to both the Humboldt and Arcata Bays. As such, it offers beautiful views, not to mention a myriad of aquatic and seaside wildlife. 

It’s also home to Sequoia Park (not to be confused with Sequoia National Park), which consists of humongous redwood trees. Within the park is the Sequoia Park Zoo, the oldest zoo in the state of California. 

There’s also Old Town Eureka, an urban neighborhood consisting of various shops, bars, cafes, coffee shops, restaurants, and Victorian-era homes. This is a great place to walk around while enjoying a pleasant day. 

In truth, Eureka is an outdoors enthusiast’s dream. With its rocky coastline, its massive redwoods, and its ample hiking trails, it’s natural living at its best. 

Bakersfield, CA

Located around 115 miles north of Los Angeles, Bakersfield is a city of 375,000 that’s growing at a rapid rate. Situated on the Kern River, it’s much more rural than cities like Los Angeles or San Diego. 

Most importantly, Bakersfield is cheap . . . really cheap. At present, its median housing cost is just $315,000. That’s staggeringly low for the Golden State, especially for a city that’s so close to Los Angeles County. 

But don’t let that low price tag fool you. Bakersfield is a solid city with plenty for residents to do. In fact, for many, it’s an ideal alternative to California’s bigger cities. 

One of the more interesting attractions in Bakersfield is the California Area Living Museum, a zoo containing animals that are native to the Bakersfield area. 

There’s also the Park at River Walk, a park located on the Kern River, complete with picnic tables, running trails, and the like. This is a great place to exercise, people watch, or just relax on a sunny day. 

For the arts, there’s the Fox Theater. This has everything from musicals to concerts to plays and more. 

On the outskirts of town is a series of mountains. These are covered in hiking trails and lead up to Sequoia National Park, a natural park with otherwordly redwood trees. 

All in all, Bakersfield is a great place to live. It lacks many of the amenities of places like LA but is right on par with nature and outdoor activity. For those who like the outdoors, Bakersfield is a solid choice. 

Blythe, CA 

Located on the border of California and Arizona, Blythe is a small town situated 225 miles east of Los Angeles and 150 miles west of Phoenix. It has a population of around 20,000. 

The median housing cost in Blythe is extremely low, especially by California’s standards. At present, it’s around $177,000. 

The best way to describe Blythe would be to call it a desert city. It’s positioned in the Palo Verde Valley, an agricultural region within the Colorado Desert. As such, it’s characterized by desolate, dusty land that is intermittently interrupted by deep blue bodies of water. 

A place like Blythe isn’t for everyone. However, if you’re into outdoor life, it might be right up your alley. It’s certainly a great place to hike as well as a great place to look up at the stars. 

Featuring a few different parks, it offers playgrounds, bodies of water, and scenic views of distant mountains. It also provides a local pool and recreation center. 

Now, Blythe has nowhere near the amenities of a place like Los Angeles. And it’s a good 4 hours to the ocean. But, for its exceedingly low price, it still has quite a bit to offer its residents. 

If you like a slower pace of life and don’t like being surrounded by people all of the time, this could be the ideal town for you. The only trouble you might have is finding a job in the area. 

Clearlake, CA

Another exceedingly low-cost place to live in California is the city of Clearlake. Located on Clear Lake, Clearlake is in Lake County, around 110 miles north of San Francisco. 

At present, the median house sale price is around $140,000. That’s an absurdly low price for any home in California and especially for a home that’s located miles away from a beautiful lake. 

Wondering what there is to do in Clearlake? Well, the majority of the activity revolves around the lake itself. This runs the gamut from boating to kayaking to swimming to fishing and more. 

However, there is also some good hiking in Clearlake, as well as in the surrounding communities. Some of the places to hike include Redbud Park, Anderson Marsh State Historic Park, and Konoci County Park. 

Clearlake also offers an attractive downtown area, which is filled with restaurants, cafes, bars, and shops. It’s a great place to walk, relax, and just people watch. 

It’s important to note, though, that Clearlake has more of a town vibe than a city vibe. It’s home to just 15,000 residents, though it does see some tourist attention year-round. 

If you like a small-town atmosphere and being outside, Clearlake is a great place to live. Like in Blythe, however, the key is to find a job in the area. There isn’t tons of work in Clearlake or the surrounding communities. 

Chico, CA 

Hometown to NFL quarterback Aaron Rodgers, Chico is a city of around 95,000 located in northern California. Located around 85 miles north of Sacramento and around 150 miles northeast of San Francisco, it offers an interesting mix of urban and rural, making it a great spot for people who love the outdoors but don’t want to give up city amenities entirely. 

The median house sale price in Chico is around $450,000. For a relatively large urban area in California, that’s downright low. 

And the job market in and around Chico is nothing to shake a stick at. Not only does Chico itself provide a good number of high-earning jobs but so too do surrounding Chico and Sacramento (though there is a decent commute involved with both). 

As far as things to do in Chico go, there are many. Chico is home to ample restaurants, breweries, cafes, and coffee shops. It’s also home to attractions like the Gateway Science Museum and the Chico Air Museum. 

Natural attractions include Bidwell-Sacramento State Park, Bidwell Park, and Sycamore Pool. These include everything from rock formations to bodies of water to desert areas and more. 

There is also several parks located throughout the city, in addition to a dirt-track auto speedway and a variety of historic sites. 

In short, Chico is a great place to live. It has a bit of everything and is safe and friendly to boot. If you can find employment in the area, it’s an excellent place to call home. 

Oxnard, CA 

Another of many affordable places to buy a home in California is Oxnard, a coastal city of 200,000 located about an hour northwest of Los Angeles. While it’s not cheap by most standards, it’s a steal by coastal Southern California standards. 

The median home sale price in Oxnard is around $675,000. Note, though, that you can find homes as low as $450,000 and condos for even less than that. That’s about as affordable as you’re going to get for a residence next to the ocean just an hour from Los Angeles. 

Wondering what there is to do in Oxnard? Well, there’s the ocean, obviously. It’s great for fishing, boating, swimming, and sunbathing, to name just a few activities. 

In addition to that, Oxnard offers a variety of museums, parks, eateries, and drinking establishments. These drinking establishments include bars, breweries, and wine cellars. 

Downtown Oxnard has a classic feel, characterized by houses and buildings from a variety of eras. For instance, you might see a Victorian-era home on one corner and a 50s-era department store on the other. 

Extremely safe and laid-back, Oxnard is a terrific place to call home. So, while it might still err on the expensive side, it’s well worth the cost, especially when you compare it to some of the other towns and cities in Southern California.

Temecula, CA 

We’ll end our list with Temecula, a city of 113,000 located around 85 miles southeast of Los Angeles and around 60 miles north of San Diego. A popular resort destination, it’s famous for its wine. 

Like Oxnard, Temecula can still be fairly expensive. Its median house sale price is around $690,000. However, it has 2-bedroom homes for as little as $350,000 and 3-bedroom homes for as little as $450,000. 

That’s a small price to pay for a home that’s in close proximity to both Los Angeles and San Diego. The ocean’s not far away either and can be reached in about an hour. 

The median household income in Temecula is approximately $96,000, and there is a good amount of decent and high-paying jobs to support families and individuals. 

Curious about things to do in Temecula? Well, it’s located in the heart of Southern California’s Wine Country. As such, there are countless wine cellars, wineries, and vineyards to frequent. 

There’s also Old Town Temecula, a preserved area of the city that allows you to catch a glimpse of its Old West past. It’s lined with shops and restaurants.

Additional attractions include Pechanga Casino, a children’s museum, and a variety of parks. There is also a bevy of places to hike in the area, including at the Temecula Creek Trail Park and the Temecula to DeLuz Lookout Trail. 

So, if you’re a wine aficionado, or if you’re looking to get into the wine industry, come to Temecula. It offers an exceedingly high standard of living while keeping you close to all that Southern California has to offer. 

Take Advantage of the Most Affordable Places to Live in California

California is a beautiful state characterized by tons of amenities and near-perfect weather. Even its cheapest locales have a lot to offer. As such, if you’re seeking out a new town or city, you would be wise to take advantage of the most affordable places to live in California. 

Have a home to sell before you come out to the Golden State? Want to see what it’s worth? Use this valuation tool and receive a no-obligation cash offer.

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